1. What’s Good? Ask yourself “What’s Good?” about challenges such as the economic downturn (e.g. It’s a chance to simplify, de-clutter and re-prioritize). This will give you a better mindset. After all, as Einstein said “you cannot solve a problem with the same mindset that created it.”

2. Act as if: Ask yourself, “If I were exceptional… at being financially sustainable in this economy I would…” (e.g. I would download for FREE Seth Godin’s eBook Tribes and read about how to thrive in the coming economy).

3. Take action: Then take one small action today based on your ideas from Step #2.